52(1)
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2009 / 3
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pp. 1 - 27
中國銀行業國際化之區位選擇因素
The Determinants of Location Choice of Chinese Banks’ Internationalization
作者
黃啟瑞 Chi-jui Huang *
(國立台北大學合作經濟學系助理教授 Assistant Professor, Department of Cooperative Economics, National Taipei University)
董澤平 Tse-ping Dong *
(國立台灣師範大學管理研究所助理教授 Assistant Professor, Graduate Institute of Management, National Taiwan Normal University)
李文瑞 Wen-ruey Lee *
(國立台北商業技術學院國際商務系教授 Professor, Department of International Business, National Taipei College of Business)
黃啟瑞 Chi-jui Huang *
國立台北大學合作經濟學系助理教授 Assistant Professor, Department of Cooperative Economics, National Taipei University
董澤平 Tse-ping Dong *
國立台灣師範大學管理研究所助理教授 Assistant Professor, Graduate Institute of Management, National Taiwan Normal University
李文瑞 Wen-ruey Lee *
國立台北商業技術學院國際商務系教授 Professor, Department of International Business, National Taipei College of Business
中文摘要

中國在2001 年加入WTO 後,經濟開放程度加深,金融業也面臨強烈競爭。隨著中國經濟成長,中國銀行業也快速擴張,2007 年已有45 家銀行進入全球一千大;中國銀行業也因此加速國際化腳步對外擴張據點。本文以全體中國銀行業在29 個國家設立的120 個海外分支機構,研究影響中國銀行業國際化拓展的主要地主國區位因素,發現最重要的因素為中國企業的海外直接投資與出口。也發現中國銀行業的對外直接投資,有追隨中國企業國際化腳步的漸進程序趨勢。

英文摘要

Past studies have suggested that internationalization is an important tool for firms to increase efficiency. After being a member of WTO, Chinese banking industry has been under fierce competition. This research stresses on the entry location factors which may affect internationalization strategy of Chinese banks. We analyze 120 affiliates of all Chinese commercial banks in 29 countries in the end of 2006. The results show that Chinese multinational enterprises’ foreign direct investment(FDI)and Chinese exports are key determinants of location choice of Chinese Banks. In addition, the Chinese banks mainly apply an internationalization process of sequential expansion following the internationalization process of Chinese multinational enterprises.

中文關鍵字

中國大陸、銀行業、國際化、區位選擇

英文關鍵字

China; banking; internationalization; location choice