本文主要討論金融危機的影響,以及針對始於2007年的全球金融危機分析全球金融監管與治理制度的重要性。這次金融危機緣於銀行過度使用槓桿借貸給還款困難的買家,導致投資者對資產和對於基於房屋貸款的美國證券失去信心。而此次危機在後續幾年不斷惡化,致使全球層面包含已開發國家和發展中國家的經濟,金融與政府的危機。本文主要爲探討和分析此次危機持續存在和惡化的原因,並建議通過政治干預,金融管理改革,以及採用跨國界的管理策略來處理債務危機持續影響的狀況。
This paper focuses on the impact of the financial crisis and analyzing the importance of global governance based on the impact of financial crisis starting from 2007. The financial crisis began when banks became overleveraged after giving loans to home buyers who had difficulties repaying these loans, thereby causing investors lose confidence in American assets and mortgage based securities. This crisis then deepened further with a global reach that has affected a wide range of economic, financial and institutional activities in both developed and developing nations. This paper aims to identify and analyze some of the causes that contributed to the persistence of the global financial crisis. The significance of this research is that it identifies and analyses strategies that can be followed by transnational actors through political interactions and financial governance reforms to reduce the impact of debt crises.
金融危機;希臘債務危機;金融治理;系統性風險;金融監管
Financial crisis, Greek debt crisis; Financial governance; Systemic risk; Financial regulation